AS A LENDER,
You get to put money(with a group or yourself) to good use by helping others achieve their dreams while making a lot more money from interest.
AS A BORROWER,
You get readily available loans from familiar faces or groups, at a better interest rate than the banks.
The African diaspora is a force to be reckoned with, sending 45 billions to sub-saharan Africa in 2021 according to the world bank.
Our mission is to improve on that by making things easier. Giving you an option of uplifting people home and abroad while making money . Or let your money seat in the bank with pennies on returns, while the bank loans it for crazy profits. or again put it in the stock market (where 10% owns 90%). The option is yours.
We strongly encourage every lender to get a collateral for every loan for now. While we hope to be able to guarantee loans using our social credit reviews in about a years as we get more data.
So for example, if a user needs a loan for a house, you get the land tittle and house paper in your name until your loan and interest have been fully paid off. We can facilitate the transaction for a 1% if needed.